I've got plenty in my main account to buy chocolate :)

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Mmmm

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I've got two building society accounts from the days when locality of branches still mattered. It's the convenience of having the chequebook that makes me keep the older one open, but I just feed cash through it whenever I'm paying into my ISA with the same company - so it'll never become classed as dormant.

Whenever banks annoy me I'm much more likely to close accounts now, in the case of Natwest, for the third time if you include the credit cards.

So Matt - roll up the lot into an ISA with the same bank is my view, especially now you can put in £600 more.

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